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New Build

Buying a newbuild property has many advantages and with a ‘pro-build’ government now in place, we expect to see more people look at newbuild when considering their options.

With many mortgage lenders relaxing their criteria around newbuild in late 2024 and throughout 2025, obtaining a mortgage on a newbuild property has became more accessible to the masses. With a deep understanding of the newbuild buying process combined with a solid understanding of ‘builder incentives’, we can help you navigate the process of buying a new build property. Whether you are a first time buyer to someone looking to ‘part ex’ or use a builders sales assistance scheme to sell your current property, we can help talk through the options available. We are fortunate to work with a number of new build developers as a recommended mortgage broker for their potential buyers which is testament to the knowledge, experience and expertise we have within the new build sector.

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we offer you:

  • Free initial appointments to give you a basic understanding of what you can borrow and monthly costs before you start looking at properties
  • We can look to give you a Decision in Principle (DIP) from a lender free of charge
  • A deep understanding of the newbuild industry, builder incentives and various sale schemes offered by new build developers
  • 8 years of experience working specifically with new build developers
  • We will speak to your new build developer and solicitors on your behalf should you wish
  • Whole of Market Service with access to 1000’s of mortgage products
  • Available 7 days a week

Typically, a fee of £249 is charged upon application for any borrowing however this may increase depending on your circumstances. All fees will be disclosed initially prior to any financial commitment.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Salcey Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 651677. Registered Office: 400 Pavilion Drive, Northampton, NN4 7PA. Registered Company Number: 9201809 Registered in England & Wales

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