First Time Buyers

The time has come when you want to own your own home and stop living with family or paying rent to a landlord. You want to become a homeowner and get your first place. But where do you start? Do you look at properties first? Do you speak to a solicitor? Visit a local estate agents?

At Salcey Mortgages we understand buying your first home is exciting but also very daunting. Let us keep it simple for you and not just help you with your mortgage but guide you through the whole process. We offer free initial appointments where we can give you an indication of what you can borrow, tell you how much you can expect to pay each month and answer any questions about the buying process that you may have. Throughout your application, we will also speak to estate agents and solicitors for you and make sure all parties are kept informed at any stage. We are “whole of market” which means we can source the very best mortgage products and rates from the whole of the mortgage market in the UK including high street banks and building societies. Put simply, we want to make sure your first home purchase goes as smoothly as possible. 

We can also advise on various schemes such as Help to Buy and Shared Ownership and are happy to compare different options if you are unsure which is most suited to you.