Buy to let

Buy to let is where you buy a property with the intention to then rent it out and can be in your individual name or taken out within a LTD company. There are many different buy to let mortgages with some lenders only offering buy to let mortgage products. It is a very competitive market meaning there a large choice of products with some great deals to be had. You may be an accidental landlord who due to no fault of your own has effectively been forced to rent your home out to cover the mortgage payment or an experienced investor who has a string of buy to let properties, Salcey Mortgages can help you get the best deal to fit your needs. We can help if you are looking for a property to rent out or remortgaging your existing buy to let deal.

Most lenders will consider the potential rental income of the property in addition to your salary when making their assessment of your application. This can be beneficial to many however careful consideration should be given when deciding to buy a property to rent out and obtaining a mortgage to fund such investment. We also recommend obtaining professional advice from accountants and/or tax advisors when considering Buy to Let as an investment.

So whether you want a quick chat about the basics to wanting detailed information about buy to lets, call us today and we will do our best to help.

Please be aware that we do not advise upon or recommend upon the purchase of properties as a Buy to Let investment and you are aware that the value of property can go down as well as up. 

Buy to Let Mortgages are not usually regulated by the Financial Conduct Authority