Choosing your new residence can take time and patience but then the excitement builds when you find “the one”. But you have to sell your home first right? And even if sold, when should you make the mortgage application?
Salcey Mortgages fresh approach to mortgage advice means we can help you every step of the way when moving home. You want things to go smoothly without hiccups and want to feel in control of your situation. We will talk through an array of options to best suit your mortgage needs and explain thoroughly so everything is clear to you. With potential access to over a 1000 mortgage products, proceeding without using the services of a top quality mortgage adviser can be a potentially costly mistake. For example, many people will speak to their existing mortgage lender when moving and take what is offered by them which could be considerably more expensive than looking at alternative lenders.
Unlike banks and building societies, Salcey Mortgages search the whole of the market on your behalf to ensure that you get the most suitable mortgage to fit your needs. We can speak to you over the phone to give you an indication of the best way to proceed prior to looking at properties or we can come to you at a time and place most convinient to speak in more detail.
We can also speak to you about alternative options when moving. We have seen a rise in people able to buy a new house to live in whilst keeping their old house to rent out. Alternatively, you may want a property to live in whilst working away in the week and then be able to return to your home at the weekend. Salcey Mortgages will look to find a suitable solution for your circumstances.